Travel Coverage Options for Fall 2021 programs

In order to help protect your investment in your child’s summer experience, WTBD is connecting families with an opportunity to purchase optional travel protection. Your tuition becomes non-refundable after certain deadlines, but these protection plans provide a variety of levels of coverage should you need to cancel your enrollment for a reason covered by the plan purchased. Below are your options, though there may be other products on the market worth considering. In all cases, it is important to review all plans carefully as there are certain restrictions, exclusions and limitations that apply to all insurance coverages.

Please note that these optional plans differ from International SOS emergency evacuation coverage, which is a group plan invoiced to all students by WTBD. ISOS is our group policy that provides coverage and support in the event of an evacuation or emergency. ISOS helps our Risk Management staff stay informed regarding in-country issues and helps to organize and support emergency evacuations that allow us to keep our student groups together and accompanied by their instructors. We also have 24/7 access to a network of medical care to help our instructors make decisions in the field. They can help us find quality medical care based on a vetted network of providers, but the ISOS policy does not cover the costs of the care itself.

Please note that depending on your circumstances and desired coverage, there are several options below through two providers: A+ Program Protection and Student Deluxe Travel Protection.

A+ Program Protection

This plan is best suited for families who have already submitted full payment to WTBD and have decided they wish to add travel coverage more than 24 hours after submitting full payment. This plan does not offer a Cancel For Any Reason level of coverage.

To enroll and learn more details, please visit the A+ Protection Plan website. If you have any questions, please direct all inquiries to our travel coverage contact, TravMark, at 877-500-1556.

Student Deluxe Travel Protection

How do I enroll in the Student Deluxe Group Travel Protection Plan?

Information on benefits, limits, per-person rates, and important disclaimers can be found on this informational flyer.

When is the deadline to enroll in the Student Deluxe Tuition Insurance?

For both the standard plan and the Cancel For Any Reason (CFAR) plans: The exclusion for Pre-Existing Condition will be waived provided: a) Your Payment or Deposit for this Certificate and enrollment form are received at or before the final Payment due date for Your Program/Trip.

On Student Deluxe CFAR Plan– a) Your Payment or Deposit for this plan is received with or before the final Payment for Your Program/Trip.

How do I enroll in Student Deluxe Tuition Insurance?

Find the appropriate dates for your program in the list below and use the link for the program you’d like to purchase to enroll online.

Can WTBD answer our questions about these plans?

No, please direct all questions to our travel coverage contact, TravMark, at 877-500-1556.

Enrollment:

Review plan information for all terms, conditions and exclusions, and buy your coverage using the appropriate links below.

International Semester Programs: September 15 – December 3, 2021

Domestic Semester Programs: September 1 – November 10, 2021

*Student Deluxe Plan

This plan has benefits for covered trip cancellations and interruptions, medical expenses and evacuations.

Information on benefits, limits, per-person rates, and important disclaimers

CANCEL FOR ANY REASON

  • Cancel For Any Reason is optional and available for purchase at the individual level. CFAR coverage is up to 75% of the nonrefundable trip cost (subject to $10,000 maximum). CFAR is available if purchased with or before your final payment for your trip. This benefit is not available to residents of New York State.
  • CFAR does not take effect until your entire non-refundable trip cost is paid to your travel supplier. If there are still deposits yet to be paid at the time you cancel your trip, CFAR will not apply.
  • If you purchase the plan but decline CFAR coverage at the time of plan purchase, you cannot add CFAR coverage at a later date – even if additional expenses are added to the trip/program.
  • Outside of CFAR terms, this plan does contain the following exclusion:
    • Benefits are not payable for any loss due to, arising or resulting from: a mental or nervous condition, unless hospitalized for that condition while the Plan is in effect for You.
    • If you are interested in a plan without this exclusion, please consider this alternate coverage: A+ Program Protection

Student Deluxe Protection Plan Terms and Details:

Student Deluxe Protection Plan SD15:

Student Deluxe Protection Plan SD15CFAR:

Trip Cancellation coverage is not valid if the program operator/travel supplier/camp does not operate for any reason.